Residential Property Financing

When arranging mortgage financing (whether to fund the purchase of a home, to fund alterations or other improvement to the property, or to refinance an existing mortgage finance lender), you will need to sign documentation with the assistance and involvement of your lawyer.

With competitive interest rates being offered by all the major banks in New Zealand, it can be tempting to change your mortgage finance lender in search of a better deal, or to increase the amount of lending you have available.  But it is important to remember the costs that may be involved in breaking your existing deal with your current mortgage finance lender.

With any mortgage financing, it is also important to properly understand (and, in the case of refinancing, compare) the mortgage finance terms and conditions before committing to them.

At Wakefields Lawyers, we are property law experts and can guide you through the process, answering any questions you may have. If the property is owned by a trust or company, we can help tailor any further documentation to suit the ownership structure of the property.

If you are considering residential property financing, our pricing packages provide certainty to your costs, so don’t hesitate to reach out to one of our property law experts today.